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Lending Rates

Vehicle, personal and other loans.
Also see our Deposit Rates.

Type	Max Term	Amount Financed		APR*
New Vehicles – Under 15,000 miles
	60 Months	100% of Purchase Price		5.75%
	72 Months	100% of Purchase Price ($15,000 or more)		6.25%
	84 Months	100% of Purchase Price ($25,000 or more)		6.75%
Used Vehicles – More than 15,000 miles
	up to 60 Months	100% NADA Retail		6.25%
	72 Months	100% NADA Retail ($15,000 or more)		6.75%
New Motor Homes/Boats/Travel Trailers – Never Titled, 2006 – 2008
	60 Months	100% of Purchase Price		5.75%
	72 Months	100% of Purchase Price > $15,000		6.25%
	120 Months	90% of Purchase Price > $20,001		8.50%
Used Motor Homes/Boats/Travel Trailers – Previously Titled
	60 Months	100% NADA Retail		6.25%
	72 Months	100% NADA Retail		6.75%
	120 Months	90% NADA Retail		9.00%
New Mobile Home (Non-Real Estate) – 2001 or newer
	144 Month amortization Refer to Mobile Home with 5 year balloon Loan Guidelines			10.85%
Used Mobile Home (Non-Real Estate) – 2000 or older
	144 Month amortization Refer to Mobile Home with 5 year balloon Loan Guidelines			12.85%
Share/Certificate Secured
	2% above the rate of the shares, rounded up to the nearest whole rate.
Signature Loans up to 60 Months
	Up to $5000. Minimum Loan Amount			14.90%
VISA Cards
	Park Side VISA Platinum			7.90% - 9.90%
	Park Side VISA Classic			11.90% - 17.90%
Home Equity
	180 Months - 90% LTV - 5 year draw period			6.50%
First Mortgages
15 year fixed - up to 90% LTV			See A Loan Officer
360 month amortization with 7 year balloon - up to 90% LTV
360 month amortization with 3 year balloon - up to 90% LTV
Annual Percentage Rate. *Rates subject to change without notice. Rates last updated April 16, 2008.