Checking & Savings

Checking Savings Certificates
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eChecking 

  • Earns a premium dividend rate while allowing up to 5 in person transactions a month
  • myMobile banking app with online access and unlimited bill payment and e-statements
  • VISA debit card with check and cash deposits at branch ATMs
  • Overdraft protection services and Overdraft Privilege available
  • For the tech-savvy member who wants the most out of Park Side mobile membership, this is the account that fits your lifestyle – and your schedule!

 

Basic Checking

  • No minimum balance requirements
  • VISA debit card with check and cash deposits at branch ATMs
  • myMobile banking app with online access and unlimited bill payment and e-statements
  • Overdraft protection services and Overdraft Privilege available
  • No frills, no thrills – just the standard account that takes care of your day-to-day needs!

Teen Checking

  • An independent checking account specifically designed for ages 13-17
  • myMobile banking app with online access and unlimited bill payment and e-statements
  • VISA debit card with check and cash deposits at branch ATMs
  • Free personal assistance to get your financial feet on the right path
  • A springboard to excellent money habits and the benefits of lifetime membership at Park Side!

Business Checking

  • For businesses that conduct 500 transactions or less per month
  • VISA debit card, online access with unlimited bill payment, and e-statements
  • No monthly service/maintenance fee, and no minimum balance required to earn dividend
  • Payment Processing – Park Side partners with Flathead Company NXGEN for members business payment processing needs such as mobile card payments and online processing. Visit a branch for more information.

Health Savings Account (HSA)

A health savings account (HSA) is a tax-exempt account that is set up to pay or reimburse certain medical expenses. In order to be eligible for an HSA a person has to be covered under a high-deductible health plan (HDHP). Generally, a HDHP has an annual deductible of $1000 and maximum out of pocket expense of $5000. Contributions to an HSA can be made by an individual or an employer or both. Contributions limits are set each year by the IRS. Distributions from an HSA must be used for qualifying medical expenses and can be made by transfer, check withdrawal or debit card.

 

ATM/Debit Card

Link to sign up your Debit Card to Verified by Visa

EASY TO USE With a Park Side myDebit Card just present your card to pay for groceries, gas, clothes or dining out. Then sign your sales receipt and go. It works like a check — your payment is automatically deducted from your checking account. All transaction details will be listed on your monthly statement for easy record keeping.

AS FAST AS CASH

With no checks to write, there’s no awkward approval process or ID necessary. You pay for your purchase and are on your way — in an instant.

WIDE ACCEPTANCE Use your card for purchases at more than 14 million locations where Visa is accepted — restaurants, grocery stores, hotels, department stores, gas stations and more.

SWITCH TO THE BETTER WAY TO PAY To benefit from the ease and convenience of a debit card from Park Side Credit Union, stop in or call us at (406) 862-2652 to apply or receive more information.

The difference is as simple as 1-2-3:

  1. Easier than writing a check
  2. As quick as cash
  3. Accepted like a credit card, but without adding debt

Apply for your Park Side myDebit card today. Once you start using it, you’ll wonder what you ever did without it!

LOST OR STOLEN CARD:

You can report a lost or stolen card by calling these numbers:

Flathead: (800) 449-7728

Missoula: (800) 449-7728

After Hours: (866) 820-4458