Loans
Yes to a relaxed, accommodating place to get a loan
-Park Side Credit Union is the best place to get a loan in western
Montana
-As a not-for-profit cooperative, we focus on serving
people
-Auto loan and mortgage calculators to simplify your
research
-Better rates and lower fees, ease and convenience
-Local
decision-making team closes loans quickly and efficiently
-Look
to the place that likes to say YES
Auto/RV
Car Loans & Recreational Vehicle Loans
- New/used cars, trucks, RVs, watercraft, motorcycles, and snowmobiles
- Purchase, refinance, or use as collateral for cash out
- Build credit with the Park Side myAuto loan – call for current rates and information
- Click here to view the NADA price guide
Do More. Save More.
Ask about relationship discounts on loans and save 0.60% on your interest rate!
Discount Requirements:
- Active checking account with a debit card (used 6 or more times per month for purchases or point of sale transactions)
- Electronic statement enrollment
- Automatic payments (ACH or periodic)
Auto Loan Calculator
Notice: Use of calculator does not guarantee credit
Auto Insurance
Real Estate
Mortgage, Land, and Home Equity Loans
Park Side offers a variety of Real Estate products that are sure to fit your needs. Whether you are purchasing your first home, expanding to add a vacation or rental property or needing cash-out or a Home Equity to help pay for upcoming expenses or a remodel, we have you covered. We offer programs that are both fully serviced in-house by your Park Side team and also programs that are not serviced by Park Side to make sure that we have the Real Estate Product that will fit your needs!
APPLY NOW or click below to learn more about our In-House Products:
- 15 and 20 year Fixed Rate Mortgages
- Terms up to 30 years with a variable rate (5/5 Adjustable Rate Mortgage)
- Purchase with as little as 10% down
- Straight Refinance or Cash-Out Refinance with excellent terms.
- Offering Jumbo Home loans in-house as well
- Terms up to 30 years with a variable rate (5/5 Adjustable Rate Mortgage)
- As little as 20% down on a purchase
- Offering both straight refinance and cash-out refinance with excellent terms.
- Terms up to 30 years with a variable rate (5/5 Adjustable Rate Mortgage)
- Property types of 1-4 Family
- As little as 20% down on a purchase
- Offering both straight refinance and cash-out with excellent terms.
- Terms up to 30 years with variable rate (5/5 Adjustable Rate Mortgage)
-
Purchases with as little as 20% down for properties with
utilities and 30%
down for raw land. -
Offering both straight refinances and cash-out refinances with
excellent
terms - Offering Jumbo Land Loans
- Use Equity from your PRIMARY home and get a Home Equity Line of Credit
- Can use up to 85% of the value of your home
- Low Fixed Rate
- Uses from debt consolidation to home improvements to whatever major expenses you may have.
Interested in a 30 year fixed rate or a Government Loan such as FHA or VA—we offer those as well.
Please CONTACT US to speak with a Mortgage Professional to find out more information.
Contact:
Phone: (406) 862-2652 or
(406) 728-4475
Email:
mortgage@parksidefcu.com
Or stop into any of our branch locations nearest you!
Home Insurance
*Notice: Use of calculator does not guarantee credit
The HMDA data about our residential mortgage lending are available online for review. The data show geographic distribution of loans and applications; ethnicity, race, sex, age, and income of applicants and borrowers; and information about loan approvals and denials. These data are available online at the Consumer Financial Protection Bureau’s Web site (www.consumerfinance.gov/hmda). HMDA data for many other financial institutions are also available at this Web site.
Visa Credit Cards
- Rewards program including cash back, merchandise & travel benefits
- No annual fee, low-interest rate, no balance transfer fee
Key Benefits
- Local service and 24/7 card assistance
- Cash/merchandise/travel rewards program*
- Mobile wallet – shop using your smartphone
- Instant issue cards – visit any branch
- Cash advances – same interest rate as purchases
- Improved security with EMV chip technology
- Advanced fraud protection/detection
Your current credit card account balance can be transferred to your new Park Side Visa in one simple step! Ask us how.
CU Rewards Program
*Park Side Premium Visa credit cards earn CU Rewards with every purchase! Learn more and shop here: www.curewards.com.
Lost or Stolen Card?
You can report a lost or stolen card by calling these numbers
Flathead:
(406) 862-2652
Missoula:
(406) 728-4475
If the credit union is closed, you can report a lost or stolen credit card or ATM/debit card by calling Visa at 1-866-820-4858 24 hours a day.
Lifestyle
Park Side Credit Union is partnered with local merchants to provide you with a lending option to help with a variety of needs:
- Plumbing
- Electrical
- HVAC
- Home Improvement
- Medical/dental/physical therapy
Applying for a retail loan with Park Side Credit Union is fast and easy at the point of sale.
If you are a local merchant interested in becoming a business partner and offering exclusive Park Side financing to your customers, please contact Noreen Cady in the Flathead (406) 862-2652 or Deborah Stapley-Graham in Missoula (406) 728-4475.
Need Help?
Debt consolidation can be complex and navigating financial difficulty isn’t easy – we’re here for you. Before you seek assistance from a debt consolidation company, talk to a Park Side loan representative to discuss your options. We can help you maintain and build solid credit for your future lending needs, and potentially realize payment savings in the here and now. Not ready to talk to someone yet? Explore these resources in the meantime, and reach out when you’re comfortable. (406) 862-2652 – Flathead | (406) 728-4475 – Missoula
