Loans
Yes to a relaxed, accommodating place to get a loan
-Park Side Credit Union is the best place to get a loan in western Montana
-As a not-for-profit cooperative, we focus on serving people
-Auto loan and mortgage calculators to simplify your research
-Better rates and lower fees, ease and convenience
-Local decision-making team closes loans quickly and efficiently
-Look to the place that likes to say YES
Auto/RV
Car Loans & Recreational Vehicle Loans
- New/used cars, trucks, RVs, watercraft, motorcycles, and snowmobiles
- Purchase, refinance, or use as collateral for cash out
- Build credit with the Park Side myAuto loan – call for current rates and information
- Click here to view the NADA price guide
Do More. Save More.
Ask about relationship discounts on loans and save 0.60% on your interest rate!
Discount Requirements:
- Active checking account with a debit card (used 6 or more times per month for purchases or point of sale transactions)
- Electronic statement enrollment
- Automatic payments (ACH or periodic)
Auto Loan Calculator
Notice: Use of calculator does not guarantee credit
Auto Insurance
Real Estate
Mortgage, Land, and Home Equity Loans
- Fixed and variable rate mortgages: 15-year, 20-year, 30-year, 5/5 ARM
- Vacant land loans and vacation home loans
- Home Equity lines of credit
- Call (406) 862-2652 for more information and current market rates
Home Insurance
The HMDA data about our residential mortgage lending are available online for review. The data show geographic distribution of loans and applications; ethnicity, race, sex, age, and income of applicants and borrowers; and information about loan approvals and denials. These data are available online at the Consumer Financial Protection Bureau’s Web site (www.consumerfinance.gov/hmda). HMDA data for many other financial institutions are also available at this Web site.
Looking for government loans (RD/FHA/VA), or a 30-year fixed rate home loan? Apply Here.
Use the above application or download an application to apply for an in-house loan here.
Notice: Use of calculator does not guarantee credit
Visa Credit Cards
- Rewards program including cash back, merchandise & travel benefits
- No annual fee, low-interest rate, no balance transfer fee
Key Benefits
- Local service and 24/7 card assistance
- Cash/merchandise/travel rewards program*
- Mobile wallet – shop using your smartphone
- Instant issue cards – visit any branch
- Cash advances – same interest rate as purchases
- Improved security with EMV chip technology
- Advanced fraud protection/detection
Your current credit card account balance can be transferred to your new Park Side Visa in one simple step! Ask us how.
CU Rewards Program
*Park Side Premium Visa credit cards earn CU Rewards with every purchase! Learn more and shop here: www.curewards.com.
Lost or Stolen Card?
You can report a lost or stolen card by calling these numbers
Flathead: (406) 862-2652
Missoula: (406) 728-4475
If the credit union is closed, you can report a lost or stolen credit card or ATM/debit card by calling Visa at 1-866-820-4858 24 hours a day.
Lifestyle
Park Side Credit Union is partnered with local merchants to provide you with a lending option to help with a variety of needs:
- Plumbing
- Electrical
- HVAC
- Home Improvement
- Medical/dental/physical therapy
Applying for a retail loan with Park Side Credit Union is fast and easy at the point of sale.
If you are a local merchant interested in becoming a business partner and offering exclusive Park Side financing to your customers, please contact Noreen Cady in the Flathead (406) 862-2652 or Deborah Stapley-Graham in Missoula (406) 728-4475.
Need Help?
Debt consolidation can be complex and navigating financial difficulty isn’t easy – we’re here for you. Before you seek assistance from a debt consolidation company, talk to a Park Side loan representative to discuss your options. We can help you maintain and build solid credit for your future lending needs, and potentially realize payment savings in the here and now. Not ready to talk to someone yet? Explore these resources in the meantime, and reach out when you’re comfortable. (406) 862-2652 – Flathead | (406) 728-4475 – Missoula
