Rates

Yes to the best rates

Credit unions are known around the world for offering better rates and lower fees – Park Side is committed to that same philosophy. Credit card, mortgage, and auto loan rates as low as possible, high-interest checking and share certificate rates that maximize your investment, all stretching the boundaries of your personal financial freedom. Our rates are updated regularly based on market trends and the economic environment, so please check back often.

Today’s Featured Rates

Kasasa Cash
2.50% APY
Auto Loans
as low as 2.24% APR
15-Year Fixed Mortgage
as low as 2.99% APR
Deposit Rates
Regular Share
0.10% Rate
0.10% APY
$5.00 Minimum
Money Market
0.25% Rate
0.25% APY
$1000 minimum required to earn dividends.
Kasasa Cash
2.50% APY
No minimum balance
Kasasa Saver
1.00% APY
No minimum balance
IRA Shares
0.15% Rate
0.15% APY
WINCentive Savings
0.15% Rate
0.15% Rate
$5.00 Minimum
3 Month Share Certificate
0.20% Rate
0.20% APY
$500.00 Minimum
6 Month Share Certificate
0.40% Rate
0.40% APY
$500.00 Minimum
12 Month Share Certificate
0.50% Rate
0.50% APY
$500.00 Minimum
18 Month Share Certificate
0.50% Rate
0.50% APY
$500.00 Minimum
24 Month Share Certificate
0.65% Rate
0.65% APY
$500.00 Minimum
Jumbo 6 Month Share Certificate
0.50% Rate
0.50% APY
$50,000 Minimum
Jumbo 12 Month Share Certificate
0.65% Rate
0.65% APY
$100,000 Minimum
Jumbo 18 Month Share Certificate
0.65% Rate
0.65% APY
$100,000 Minimum
36 Month Step-Up Certificate
0.90% Rate
0.90% APY
$500.00 Minimum
60 Month Step-Up Certificate
1.25% Rate
1.26% APY
$500.00 Minimum
1 Year Youth Certificate
2.25% Rate
2.26% APY
$100 Minimum
Yes Checking
0.00% Rate
0.00% APY
No Minimum Balance
Business Checking
0.10% Rate
0.10% APY
$500 and up
Business Checking
0.20% Rate
0.20% APY
$5,000 to $10,000
Business Checking
0.30% Rate
0.30% APY
$10,000 and up

Dividends accrue daily and are paid monthly, based on dividends declared monthly by the Board of Directors. Fees and other conditions may reduce earnings on the account. *Annual Percentage Yield. Rates updated April 2021. Rates subject to change without notice.

Loan Rates
Auto – New Vehicles – 36 Month
as low as 2.24% APR
’20-’22 models
Auto – New – 48 Month
as low as 2.24% APR
Auto – New – 60 Month
as low as 2.24% APR
Auto – New – 72 Month
as low as 2.74% APR
Auto – New – 84 Month
as low as 3.24% APR
Auto – Used Vehicles – 36 Month
as low as 2.74% APR
Auto – Used – 48 Month
as low as 2.99% APR
Auto – Used – 60 Month
as low as 3.24% APR
Auto – Used – 72 Month
as low as 3.49% APR
Auto – Used – 84 Month
as low as 3.74% APR
Recreational Vehicle – 60 Month
as low as 4.49% APR
Recreational Vehicle – 72 Month
as low as 4.74% APR
Recreational Vehicle – 84 Month
as low as 4.99% APR
Recreational Vehicle – 85+ Month
as low as 5.24% APR
$15,001 or more financed
Visa – Park Side Plus
as low as 8.25% APR
Visa – Premium Rewards
as low as 11.25% APR
Lifestyle Loans
as low as 8.50% APR
Up to 60 Month Term
Share/Certificate Secured
2% above the rate of the shares, rounded up to the nearest whole rate.
Mortgage – 15-Year Fixed
as low as 2.99% APR
Primary residence only
Mortgage – 20-Year Fixed
as low as 3.25% APR
Primary residence only
Home Equity
6.50% APR
Primary residence only, 180 Months – 85% LTV – 5 year draw period

Contact a Loan Officer for more rates and product information:
Flathead Valley – 406.862.2652 Missoula – 406.728.4475
APR = Annual Percentage Rate. *Rates subject to change without notice.
OAC = On approved credit
Equal Housing Lender NMLS #690806

Rates last updated April 2021.