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Rates

Share Savings, Checking and Certificate Rates
Shares Rate APY* Minimum
Savings 0.10% 0.10% $5.00
Money Market 0.25% 0.25% $1000 minimum required to earn dividends.
IRA Shares 0.15% 0.15% $ –
WINCentive Savings (what’s this?)

0.15% 0.15% $5.00
Share Certificates
3 Month Share Certificate 0.20% 0.20% $500.00
6 Month Share Certificate 0.50% 0.50%
12 Month Share Certificate 0.60% 0.60%
18 Month Share Certificate 0.60% 0.60%
Jumbo 6 Month Share Certificate 0.60% 0.60% $50,000
Jumbo 12 Month Share Certificate 0.80% 0.80% $100,000
Jumbo 18 Month Share Certificate 0.80% 0.80% $100,000
24 Month Share Certificate 0.80% 0.80%
36 Month Share Certificate – Step Up 0.90% 0.90%
60 Month Share Certificate – Step Up 1.25% 1.26%
1 Year Youth Certificate 2.25% 2.26% $100
Checking
Checking 0.00% 0.00% $ –
     
Business Checking 0.10% 0.10% $500 and up
0.20% 0.20% $5,000 to $10,000
0.30% 0.30% $10,000 and up
Dividends accrue daily and are paid monthly, based on dividends declared monthly by the Board of Directors. Fees and other conditions may reduce earnings on the account.*Annual Percentage Yield. Rates updated July 27, 2020. Rates subject to change without notice.
Auto, RV, Credit Cards, Real Estate Loan Rates
Auto/RV Loans APR* Financed Max Term
New/Used Vehicles as low as 2.49% OAC 36 Months
as low as 2.74% OAC 48 Months
as low as 2.99% OAC
60 Months

as low as 3.49% OAC
84 Months

New/Used Campers, Motor Homes, Boats, Travel Trailers as low as 3.99% OAC
60 Months
as low as 4.24% OAC
72 Months
as low as 4.49% OAC
84 Months
as low as 5.24% OAC
$20,001 or more
85-144 Months
Credit Cards/Lifestyle Loans
VISA Cards as low as 8.25% OAC Park Side VISA Plus
as low as 11.25% OAC Park Side VISA Premium – Rewards
Lifestyle Loans up to 60 Months as low as 8.50% OAC
Up to $10,000.00
Share/Certificate Secured .
2% above the rate of the shares, rounded up to the nearest whole rate.
Home Loans/
15 year fixed rate mortgage as low as 2.99% OAC Primary residence only  
20 year fixed rate mortgage as low as 3.25% OAC Primary residence only  
Home Equity 6.50% Primary residence only
180 Months – 85% LTV – 5 year draw period

Contact a Loan Officer for more rates and product information:
Flathead Valley – 406.862.2652 Missoula – 406.728.4475
*Annual Percentage Rate.**Rates subject to change without notice.

Rates last updated July 27, 2020.