Share Savings, Checking and Certificate Rates |
Shares |
Rate |
APY* |
Minimum |
Savings |
0.10% |
0.10% |
$5.00 |
|
|
|
|
|
Money Market |
0.25% |
0.25% |
$1000 minimum required to earn dividends. |
Kasasa Cash |
|
2.50% |
No minimum balance |
Kasasa Saver |
|
1.00% |
No minimum balance |
IRA Shares |
0.15% |
0.15% |
$ – |
WINCentive Savings (what’s this?)
 |
0.15% |
0.15% |
$5.00 |
Share Certificates |
3 Month Share Certificate |
0.20% |
0.20% |
$500.00 |
6 Month Share Certificate |
0.50% |
0.50% |
|
12 Month Share Certificate |
0.60% |
0.60% |
|
18 Month Share Certificate |
0.60% |
0.60% |
|
Jumbo 6 Month Share Certificate |
0.60% |
0.60% |
$50,000 |
Jumbo 12 Month Share Certificate |
0.80% |
0.80% |
$100,000 |
Jumbo 18 Month Share Certificate |
0.80% |
0.80% |
$100,000 |
24 Month Share Certificate |
0.80% |
0.80% |
|
36 Month Share Certificate – Step Up |
0.90% |
0.90% |
|
60 Month Share Certificate – Step Up |
1.25% |
1.26% |
|
1 Year Youth Certificate |
2.25% |
2.26% |
$100 |
|
|
|
|
|
Checking |
Checking |
0.00% |
0.00% |
$ – |
|
|
|
|
Business Checking |
0.10% |
0.10% |
$500 and up |
|
|
0.20% |
0.20% |
$5,000 to $10,000 |
|
|
0.30% |
0.30% |
$10,000 and up |
|
|
|
|
|
Dividends accrue daily and are paid monthly, based on dividends declared monthly by the Board of Directors. Fees and other conditions may reduce earnings on the account.*Annual Percentage Yield. Rates updated July 27, 2020. Rates subject to change without notice. |
|
Auto, RV, Credit Cards, Real Estate Loan Rates |
Auto/RV Loans |
APR* |
Financed |
Max Term |
2020-2021 New Vehicles |
as low as 1.99% OAC |
|
60 Months |
New/Used Vehicles |
as low as 2.49% OAC |
|
36 Months |
|
as low as 2.74% OAC |
|
48 Months |
as low as 2.99% OAC |
|
|
as low as 3.49% OAC |
|
|
|
|
|
New/Used Campers, Motor Homes, Boats, Travel Trailers |
as low as 3.99% OAC |
|
60 Months
|
|
as low as 4.24% OAC |
|
|
as low as 4.49% OAC |
|
84 Months
|
as low as 5.24% OAC |
|
|
|
|
|
|
|
|
|
Credit Cards/Lifestyle Loans |
VISA Cards |
as low as 8.25% OAC |
|
Park Side VISA Plus |
|
as low as 11.25% OAC |
|
Park Side VISA Premium – Rewards |
|
Lifestyle Loans up to 60 Months |
as low as 8.50% OAC |
|
|
|
|
|
Share/Certificate Secured |
. |
|
2% above the rate of the shares, rounded up to the nearest whole rate.
|
|
|
|
|
Home Loans/ |
15 year fixed rate mortgage |
as low as 2.99% OAC |
Primary residence only |
|
20 year fixed rate mortgage |
as low as 3.25% OAC |
Primary residence only |
|
Home Equity |
6.50% |
Primary residence only |
180 Months – 85% LTV – 5 year draw period
|
|
|
|
Contact a Loan Officer for more rates and product information:
Flathead Valley – 406.862.2652 Missoula – 406.728.4475 |
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*Annual Percentage Rate.**Rates subject to change without notice.
Rates last updated July 27, 2020.
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