| Share Savings, Checking and Certificate Rates |
| Shares |
Rate |
APY* |
Minimum |
| Savings |
0.15% |
0.15% |
$ 5.00 |
|
|
|
|
|
| Money Market |
0.35% |
0.35% |
$ 1000 minimum required to earn dividends. |
|
|
|
|
|
| IRA Shares |
0.25% |
0.25% |
$ – |
|
WINCentive Savings (what’s this?)
|
0.15% |
0.15% |
$ 5.00 |
| Share Certificates |
| 3 Month Share Certificate |
0.45% |
0.45% |
$ 500.00 |
| 6 Month Share Certificate |
1.00% |
1.00% |
|
| 12 Month Share Certificate |
1.00% |
1.00% |
|
| 18 Month Share Certificate |
1.00% |
1.00% |
|
| Jumbo 6 Month Share Certificate |
1.20% |
1.21% |
$50,000 |
| Jumbo 12 Month Share Certificate |
1.20% |
1.21% |
$100,000 |
| Jumbo 18 Month Share Certificate |
1.20% |
1.21% |
$100,000 |
| 24 Month Share Certificate |
1.20% |
1.21% |
|
| 36 Month Share Certificate – Step Up |
0.90% |
0.90% |
|
| 60 Month Share Certificate – Step Up |
1.25% |
1.26% |
|
| 1 Year Youth Certificate |
2.25% |
2.26% |
$100 |
|
|
|
|
|
| Checking |
| Checking |
0.00% |
0.00% |
$ – |
|
|
|
|
| eChecking |
0.15% |
0.15% |
|
| Business Checking |
0.15% |
0.15% |
$500 and up |
|
|
0.25% |
0.25% |
$5,000 to $10,000 |
|
|
0.35% |
0.35% |
$10,000 and up |
|
|
|
|
|
| Dividends accrue daily and are paid monthly, based on dividends declared monthly by the Board of Directors. Fees and other conditions may reduce earnings on the account.*Annual Percentage Yield. Rates updated April 20, 2020. Rates subject to change without notice. |
|
| Auto, RV, Credit Cards, Real Estate Loan Rates |
| Auto/RV Loans |
APR* |
Financed |
Max Term |
| New/Used Vehicles |
as low as 2.49% OAC |
|
36 Months |
|
as low as 2.74% OAC |
|
48 Months |
| as low as 2.99% OAC |
|
|
| as low as 3.49% OAC |
|
|
|
|
|
| New/Used Campers, Motor Homes, Boats, Travel Trailers |
as low as 3.99% OAC |
|
60 Months
|
|
as low as 4.24% OAC |
|
|
| as low as 4.49% OAC |
|
84 Months
|
| as low as 5.24% OAC |
|
|
|
|
|
|
|
|
|
| Credit Cards/Lifestyle Loans |
| VISA Cards |
as low as 9.75% OAC |
|
Park Side VISA Plus |
|
as low as 12.75% OAC |
|
Park Side VISA Premium – Rewards |
|
| Lifestyle Loans up to 60 Months |
as low as 8.50% OAC |
|
|
|
|
|
| Share/Certificate Secured |
. |
|
2% above the rate of the shares, rounded up to the nearest whole rate.
|
|
|
|
|
| Home Loans/ |
| 15 year fixed rate mortgage |
as low as 2.99% OAC |
Primary residence only |
|
| 20 year fixed rate mortgage |
as low as 3.25% OAC |
Primary residence only |
|
| Home Equity |
6.50% |
Primary residence only |
180 Months – 85% LTV – 5 year draw period
|
|
|
|
Contact a Loan Officer for more rates and product information:
Flathead Valley – 406.862.2652 Missoula – 406.728.4475 |
|
|
|
*Annual Percentage Rate.**Rates subject to change without notice.
Rates last updated May 18, 2020.
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|
