Teaching Children About Money

Whether you’re teaching finances to your kids, your grandkids, or those of a loved one, it’s absolutely essential to teach children how to manage the money they have and invest for the future. Spending An understanding of spending, including the ability to budget for and track it, is perhaps the most essential money skill you […]

Is the Money in My Account Safe?

Your financial institution is one of the safest places to store your hard-earned cash. The best part? All you have to do is open an account. Your Money is Protected There are two organizations, both backed by the United States government, that insure your money at participating institutions. The FDIC (Federal Deposit Insurance Corporation) provides coverage for […]

Tips to Reduce Your Food Bill

Buying food is essential, but if you’re not careful, it can also eat into your budget. We’ve all given into the temptation of dinner at an expensive restaurant or a thoughtless trip to the grocery store where you throw anything and everything into the cart. Unfortunately, these expenses add up quickly and can cause your […]

Sick and Can’t Work?

Whether it’s sudden illness, short term illness, long term illness, or caring for someone you love, you’ll be more prepared to deal with the financial impacts with this quick guide and the resources it holds. Sudden Illness Sudden illness occurs when a medical ailment develops abruptly and unexpectedly in someone. Some symptoms of sudden illness […]

Create a Holiday Budget

It’s easy to get caught up in the magic of holiday spending. But if you’re relying on credit to make holiday wishes a reality, the magic often falls flat when your bills come due. Take the time now to create a holiday budget and avoid a post-holiday spending hangover. Be Realistic The best thing you […]

Preparing for a Recession

It’s difficult to know what to expect from a recession and how you’ll be impacted, but there are steps you can take to make sure you feel financially secure during one. Job Security When a recession hits, you may worry about your job. This makes sense, of course, employers will sometimes lay people off as […]

Certificate of Deposit

If you’re willing to wait, a CD can be a great way to earn a high interest rate on the money you deposit. CD: The Basics You can get a certificate of deposit (CD) through almost any bank or credit union. Essentially, a CD is a promise that you’ll leave a certain amount of money in an […]

Student Loan Forgiveness

Student Debt Relief Plan On August 25th, 2022 President Biden announced the Student Debt Relief Plan. The plan includes forgiving federal student debt for those that make under $125,000 per year ($250,000 for couples). Students who received a Pell grant can get up to $20,000 forgiven and those who didn’t can get up to $10,000. […]

Scholarship winner

The Cost of College Life

One of the many mysteries of college, especially freshman year, is what being there is actually going to cost. Sure, you know there’s tuition. But how much will you need to make it through the first semester? The first year? Here’s what to plan for first: the start-up costs of being a college student. Starting […]

Storm clouds

How to Weather an Economic Storm

Ease concerns about how your finances and retirement will hold up during an economic storm. This Coach will help you prepare for the possibility of losing your income, rapidly rising prices, and how an uncertain market can impact your retirement fund. To start this Coach session, click “Start Here.” A feed will appear; follow along […]